Compile banking policy into governed decision packages. Execute deterministically with full audit trail, traceable reason codes, and governed builds. Banking rules compile into the same governed decision packages used across the platform. AI assists at build time — runtime decisions are deterministic and reproducible.
Zero AI at runtime. Deterministic. Auditable. Traceable.
Loan officers apply guidelines differently. Identical applications receive different outcomes depending on who reviews them. Credit and underwriting rules should be deterministic and auditable — not dependent on which officer handles the case.
Compliance rules are spread across systems, spreadsheets, and manual processes. Sanctions screening and jurisdiction checks are enforced inconsistently. Sertainly compiles them into versioned, governed decision packages with traceable reason codes.
Reconstructing why a decision was made requires weeks of log archaeology across multiple systems. Every decision should carry a signed trace — not require forensic reconstruction after the fact.
Lending criteria compiled into deterministic decision packages. Applications evaluated against credit score thresholds, DTI/LTV limits, and risk-tier rules.
Sanctions screening, jurisdiction restrictions, and documentation requirements compiled into governed decision packages with full audit trail.
Interest rate tables, fee schedules, and product eligibility rules versioned and executed deterministically across all channels.
A mortgage application is submitted for evaluation. Sertainly checks DTI ratio, LTV, and credit requirements, returning a deterministic decision with full trace.
{
"version": 3,
"case": {
"applicant": {
"annual_income": 125000,
"monthly_debt": 2800,
"credit_score": 742
},
"loan": {
"amount": 450000,
"property_value": 550000,
"term_years": 30,
"type": "CONVENTIONAL"
}
}
}{
"status": "ok",
"outputs": {
"tags": ["COMPLIANT"],
"reason_codes": [
"DTI_WITHIN_LIMIT",
"LTV_ACCEPTABLE",
"CREDIT_TIER_A"
],
"facts": {
"dti_ratio": 0.268,
"ltv_ratio": 0.818
}
},
"trace_id": "tr_ln_3c7f…"
}Sertainly doesn't replace your core systems — it supplies the governed, traceable decision packages your claims, eligibility, and policy systems call.
Sertainly Enterprise includes dedicated runtime, governance workflows, signed builds, VPC deployment, and full audit controls.
Compile policy into governed decision packages. Execute deterministically with full trace, provenance, and audit controls. Same decision layer across every use case.